There are lots of lenders that can tell you all about mortgage rates in Ann Arbor Michigan, and can work with you to find the best loan that meets your needs. At Gem Home Loans, though, we do that and much, much more. We don’t try to fit our clients into a preconceived box, and we don’t try to force them into any sort of program. We will treat you as an individual, and get the best idea possible of where you’re at financially. Then – and only then – will we make any recommendations.
There are, unfortunately, a lot of people who simply choose the first lender that comes up on an Internet search. They may wind up being satisfied, but the odds are they won’t. You should never base your decision on a 30-second search. Put a little effort into making the best possible decision. Find someone who will take the time to explain all of your options so that you are confident in your final choice.
One way to help you find the best mortgage broker is to make a list of questions to ask. Here are just a few of the many kinds of questions you can ask.
How much experience do you have? – The decision to purchase a home is, of course, one of the most important you’ll ever make. Whether this is your first home or your 10th, it will be a huge help to work with a broker who has a lot of experience. It doesn’t really matter how many times you’ve bought a home – the process is still going to be stressful. At Gem Home Loans, we work hard at relieving that stress.
What kind of rate will you be able to get for me? – Beware of any brokers who promise the moon without knowing anything about your financial situation. We have a lot of tools in our toolbox, so to speak, when it comes to finding our clients the very best mortgage rate. But we’re also realistic – we’ll never make any guarantees until we get to know you. We’re confident we’ll be able to find you a great rate, but we’ll need to know things like your credit score, the kind of home you want, and the amount of down payment you can afford.
Will you be there when I need you? – There are far too many lenders who will be glad to take you on as a client and then disappear. You can’t get in touch with your broker, and you have no idea how your loan approval is progressing. At Gem Home Loans, we don’t work that way. We’ll be here to answer any questions, or address any concerns you may have – whether you want to get in touch via email or text, by phone, or if you want to come in and visit in person.
At Gem Home Loans, we have a long track record of finding our clients the best mortgage rates in Ann Arbor Michigan. Let us put that experience to work for you. Learn more about us by giving us a call at (248) 780-1030 or by contacting us using our convenient online form.
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