Money Is Motivating More Homeowners To Sell

By: Gem Home Loans

The things that motivate homeowners to sell stay pretty consistent through the years. Mostly, they’re personal. Whether it’s because they need a bigger house to accommodate a growing family...

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Good News! More Than Half Homes Sell Above The List Price

By: Gem Home Loans

In most cases, when you buy something, you don’t get to negotiate the price. If you’re buying a refrigerator, for example, you don’t make an offer. You pay whatever...

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Existing Home Sales Surpass Last Year’s Pace

By: Gem Home Loans

There are a lower-than-normal number of previously owned homes available in today’s market, but that hasn’t stopped home buyers. In fact, according to the National Association of Realtors, sales...

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Improvement In Mortgage Credit

By: Gem Home Loans

In order to be approved for a mortgage, borrowers have to meet certain standards. How well they meet those standards not only determines whether they’re approved to borrow but...

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Mortgage Credit Now More Available

By: Gem Home Loans

The Mortgage Bankers Association’s Mortgage Credit Availability Index measures how easy or difficult it is for prospective borrowers to get approved for a mortgage. When credit availability is tight,...

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Renters Turning To Purchasing New Homes

By: Gem Home Loans

When it comes time to make a move, you first have to decide whether you’ll rent or buy your next place. For most of us, this decision is primarily...

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