Millennials Prefer Shopping Online

By: Gem Home Loans

Traditionally, before you make an offer on a house, you go see it in person. After all, buying a home is a major financial transaction. You wouldn’t want to...

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Median Down Payments Reach New Heights

By: Gem Home Loans

To buy a house, you need to make a down payment. But how much of a down payment you decide to make depends on a lot of factors, including...

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Mortgage Rates Still Key In Making Homes Affordable

By: Gem Home Loans

If you’re trying to figure out whether or not you can afford something, you typically only have to consider its price. Buying a home, however, is a bit more...

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Now Might Be The Best Time To Sell Your House

By: Gem Home Loans

Fannie Mae’s Home Purchase Sentiment Index surveys Americans each month to gauge their feelings about the housing market and their personal financial situation. The survey asks participants for their...

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Low Inventory Accelerates Home Sales

By: Gem Home Loans

When there are fewer homes for sale, the homes that are available sell quickly. That’s no surprise. It’s common sense. And, since inventory has been low for quite a...

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Optimism For The Future

By: Gem Home Loans

Fannie Mae’s Economic and Strategic Research Group releases a forecast each month looking at what’s ahead for the housing market and overall economy. According to their most recent release,...

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Home Prices Continue To Rise Into 2021

By: Gem Home Loans

The S&P Case-Shiller Home Price Indices isn’t the only index-tracking home-price activity, but it’s among the most closely followed. And, according to their most recent release, prices are rising....

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