The Best Time To Buy A House Is Now

By: Gem Home Loans

It’s well known that spring and summer are the housing market’s hottest seasons. But while they’re definitely the busiest times of the year, are they really the best for...

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Even In Pandemic, Mortgage Credit Readily Available

By: Gem Home Loans

The Mortgage Bankers Association’s Mortgage Credit Availability Index measures how easy or difficult it is for borrowers to secure financing. If the index increases, that means lending standards have...

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One Positive To 2020? Home Prices Up Everywhere

By: Gem Home Loans

The monthly mortgage payment on the typical single-family home is now $1,059, according to new third-quarter data from the National Association of Realtors. Up $27 from last year, the...

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Bidding Wars: When Your Best Price Won’t Get You The Front Door Keys.

By: Gem Home Loans

In a hot housing market, where there are more buyers than there are homes for sale, competition rises. A good house will attract multiple buyers and give the home’s...

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Halloween Means Scary Low Rates!

By: Gem Home Loans

A lot of people love to be scared this time of year. But you don’t want to be tricked when looking for the best interest rate when buying a...

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Hot Summer Has Home Prices Rising For Fall

By: Gem Home Loans

In early spring, when coronavirus shutdowns began, few would’ve predicted that the summer housing market would be as hot as it turned out to be. Buyer demand rebounded quickly...

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