Homeowner Equity Continues To See Gains

By: Gem Home Loans

When you own a home and its value increases, you build equity. And when the amount of equity you’ve built is more than double what you owe on your...

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Improvement In Mortgage Credit

By: Gem Home Loans

In order to be approved for a mortgage, borrowers have to meet certain standards. How well they meet those standards not only determines whether they’re approved to borrow but...

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Big Gap Between Sellers and Buyers

By: Gem Home Loans

In April, Fannie Mae’s Home Purchase Sentiment Index found a widening gap between the number of respondents who say it’s a good time to sell a home and those...

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Housing Metrics Look Strong This Spring

By: Gem Home Loans

While the housing market outperformed expectations last year, it wasn’t untouched by the economic impact of the pandemic. There were scores of American homeowners who were suddenly without work...

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May Is The Best Month For Seller Premiums

By: Gem Home Loans

Everybody with a home to sell wants to get as much as they can for it. But beyond sprucing it up and making sure it looks its best, what...

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Home Price Increases Signifies Market Strength

By: Gem Home Loans

The S&P Case-Shiller Home Price Indices are considered a leading measure of U.S. home prices. According to their most recent release, home values continue to show strength. In fact,...

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Urban Neighborhoods Hot Housing Spots

By: Gem Home Loans

Many home buyers used the coronavirus as an excuse to get away from it all. After the pandemic’s initial onset, interest in small towns and rural areas spiked, as...

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Booming New Housing Market See Sales Surge

By: Gem Home Loans

Today’s market is a seller’s market. But despite the best conditions in years, fewer homeowners are listing their homes for sale. That’s led to a lower-than-normal number of existing...

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It’s Spring! Is It Time To List Your Home?

By: Gem Home Loans

In a normal year, homeowners who want to sell can strategize when the best time for them to list their home might be. For example, it’s generally considered less...

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