Ready To Move? You Are Not Alone

By: Gem Home Loans

The idea of packing up your things and moving somewhere new can be exciting – especially if your current living situation isn’t ideal. So it’s not surprising that a...

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Housing Market’s Strength Lies in Equity

By: Gem Home Loans

Everybody knows about the economic damage the coronavirus pandemic has caused. But while the virus disrupted the overall economy, the housing market has showed remarkable resiliency. In fact, by...

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Just Like Sales, Home Showings Drastically Up

By: Gem Home Loans

There is a lot of real estate data devoted to tracking buyer demand. Reports covering home sales, contract signings, and builder confidence are all, in one way or another,...

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Even Though It’s A Seller’s Market, Many Homeowners are Waiting.

By: Gem Home Loans

In today’s market, there are more home buyers than there are homes available for sale. In other words, it’s a seller’s market. But despite favorable conditions for sellers, the...

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Strong Buyer Interest Is Extending The Hot Home Market.

By: Gem Home Loans

The housing market has a pattern to it. Typically, it starts to get busier in early spring and continues to build through the summer. But, then in fall, when...

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So How Do You Rank? Here’s Where The Most Affordable Homes In The Country Are

By: Gem Home Loans

If you’re trying to calculate how much house you can afford, the most commonly cited rule is that your mortgage payment should be no more than 28 percent of...

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Today’s Homeowners Will Expand Their Search Area To Get Want They Want.

By: Gem Home Loans

When there are more buyers than homes for sale, it can be difficult to find a home without compromising on your wish list. Maybe, for example, you wanted an...

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Existing Home Sales Up 10.5% Over Last Year

By: Gem Home Loans

Sales of previously owned homes continue to improve, according to new numbers from the National Association of Realtors. Their existing-home sales report shows sales rose another 2.4 percent in...

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Mortgage Credit Gets Tighter In August

By: Gem Home Loans

Lending standards change. That’s why the Mortgage Bankers Association’s monthly Mortgage Credit Availability Index tracks how easy or difficult it currently is for borrowers to secure financing. Any increase...

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