Relocation Still Viable For Many Home Buyers

By: Gem Home Loans

Remote work has Americans spreading out and the trend doesn’t look like it’s going anywhere any time soon. More and more, Americans are moving further from city centers and...

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4th Quarter Housing Contracts Hit New High

By: Gem Home Loans

November is mostly known for darker days, colder weather, and Thanksgiving. It’s not typically known for home shopping. But this year, buyer demand has been anything but typical –...

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Listings Rise As House Inventory Falls

By: Gem Home Loans

The number of homes for sale was already low at the beginning of 2020. It only got worse from there. The pandemic, along with surging buyer demand, led to...

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House Buyers Still Optimistic Despite Pandemic and Politics

By: Gem Home Loans

Fannie Mae’s Home Purchase Sentiment Index measures Americans’ perception of the current housing market and their personal financial situation. The index serves as a gauge of how optimistic consumers...

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Comfort and Style Remain Key For Buyers

By: Gem Home Loans

Home design trends, by their nature, come and go. There’s always a hot new color or a must-have fashion. And just as quickly as they appear, they’re erased and...

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Luxury Homes Purchasing Continues to Excel

By: Gem Home Loans

Luxury isn’t easy to define. The dictionary says it’s “the state of great comfort and extravagant living.” But since that leaves a lot to interpretation, we all have different...

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Home Prices Continue To Rise Into 2021

By: Gem Home Loans

The S&P Case-Shiller Home Price Indices isn’t the only index-tracking home-price activity, but it’s among the most closely followed. And, according to their most recent release, prices are rising....

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Mortgage Rates Exit 2020 At Record Lows

By: Gem Home Loans

According to the Mortgage Bankers Association’s Weekly Applications Survey, average mortgage rates were relatively unmoved last week from the week before. Rates for 30-year fixed-rate mortgages with conforming loan...

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Some Locations Are Tougher To Sell For Homeowners

By: Gem Home Loans

Homebuyers have a lot to think about. After all, there’s a laundry list of factors, features, and amenities to consider when deciding on a house to buy. Everything from...

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