30 Year Mortgage Farmington Hills, Michigan

At Gem Home Loans, we can answer any questions you may have if you’re wondering whether a 30-year mortgage in Farmington Hills, Michigan will be the right choice. Not only do we have comprehensive in 30-year mortgages, we can also tell you anything you want to know about a wide range of other mortgage programs. Once you talk to us, you’ll be as well informed as you could possibly be regarding the kind of loan that will be the best fit for your financial future.

The Benefits of Turning to Gem

If you’ve ever gone through a traditional lender, you probably know all too well about how impersonal – and, well, pushy – they can be. The typical lender doesn’t take a client’s best interests to heart. It will usually try to influence a client’s decision, pushing them toward a specific program that will make the lender a lot of money.

But we’re different. Yes, you might have heard that before, but we really are a different kind of lender. While others will only look at cold statistics, such as liabilities, rates and terms – we look more at the people we’re helping. Each and every member of our team is passionate about helping our clients make the best possible decision.

It doesn’t matter if you’re buying a home for the first time, or you have a lot of experience in this area. When you work with Gem, we’ll take the time to spell out all of your options in an easily understandable way. We know how confusing and frustrating the process of buying a home can be – but we believe it doesn’t have to be that way. Gem Home Loans will do everything we can to make the process smooth and easy.

Questions on 30-Year Mortgages

We’ve been in business for a long time, and our professionals have a great deal of experience. Our experts field a lot of questions, as you may well assume. These are the answer to some of the questions we field on a regular basis.

• Why would I want a 30-year mortgage? – There are a lot of advantages to a 30-year mortgage. One of the most important is that it’s known as a “fixed rate” mortgage. That means you’ll have predictability, because your interest rate won’t change. As a result, your monthly payment will remain steady.

• What are the downsides? – Just like about any kind of home loan, there are some cons to go along with the pros. One of them is the amount of interest you’ll be paying over the life of the loan. With a 30-year mortgage, you’ll pay much more interest than you would if you had a 15-year loan. Over time, that can mean tens of thousands of dollars.

• How can you help me make the right decision? – We’ll explain all the benefits and drawbacks of a 30-year mortgage, and you won’t have to be an expert to understand what we’re talking about. Once we’re done, you’ll feel confident that you’ve made the very best choice.

Get in Touch with Gem Home Loans

Please don’t hesitate to contact Gem Home Loans to learn more about a 30-year mortgage in Farmington Hills, Michigan. You can use our online form or you can give us a call at (248) 780-1030.